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Payment and Financing

Finance with Carvana where you can see what you’ll pay in real time, then customize your down and monthly payment. Or finance with your bank or send cash via a secure electronic payment.

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Monthly Payments
If I satisfy my monthly payment early, will my Auto Pay transaction still process? 
What is the benefit of enrolling in Auto Pay? 
When is my first monthly payment due? 
Can I add Auto Pay after receiving my car? 
What happens if the vehicle is repossessed? How does this affect the co-signer? 
Can I change my Auto Pay bank account? 
If the primary borrower on the loan isn’t making payments, will the co-signer be affected? 
Can I use a credit card for my monthly payment? 
Co-signer
What are the restrictions on adding a co-signer? 
How can I add a co-signer? 
What are the benefits of having a co-signer? 
I got into an accident, how does this affect the co-signer? 
Can the co-signer be removed from or take over the loan? 
What if the co-signer cannot be present for the appointment? 
Will the co-signer be listed on the title and registration? 
What states are currently eligible to have a co-signer? 
Does the co-signer need to be present when the vehicle is delivered? 
Can the co-signer call Carvana and make changes to my account? 
When can I refinance? How does refinancing with a co-signer work? 
What’s a co-signer? 
Financing Terms & Credit Checks
Will my Carvana financing terms and/or taxes change if I update my registration address? 
How long are my Carvana Financing terms good for? 
Will my Carvana Financing terms change? 
Does Carvana offer financing if I choose to purchase elsewhere? 
How are my financing terms determined? 
Does pre-qualifying mean I am fully approved for a Carvana auto loan?  
What do I need to know about financing a second vehicle with Carvana? 
Does Carvana have any additional information on credit scores? 
I financed my loan with Carvana. Who is Bridgecrest? 
If I have bad credit, can I still finance my purchase through Carvana? 
I have filed for bankruptcy. Can I apply for Carvana financing? 
How is my order verified if I am financing with Carvana? 
If I get pre-qualified through Carvana, does it impact my credit? 
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