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Payment and Financing

Finance with Carvana where you can see what you’ll pay in real time, then customize your down and monthly payment. Or finance with your bank or send cash via a secure electronic payment.

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Financing Terms & Credit Checks
Will my Carvana Financing terms change? 
How long are my Carvana Financing terms good for? 
How are my financing terms determined? 
If I have bad credit, can I still finance my purchase through Carvana? 
If I get pre-qualified through Carvana, does it impact my credit? 
Will my Carvana financing terms and/or taxes change if I update my registration address? 
Does Carvana offer financing if I choose to purchase elsewhere? 
I have filed for bankruptcy. Can I apply for Carvana financing? 
How is my order verified if I am financing with Carvana? 
What do I need to know about financing a second vehicle with Carvana? 
Does Carvana have any additional information on credit scores? 
I financed my loan with Carvana. Who is Bridgecrest? 
Monthly Payments
When is my first monthly payment due? 
What is the benefit of enrolling in Auto Pay? 
Can I add Auto Pay after receiving my car? 
Can I change my Auto Pay bank account? 
If I satisfy my monthly payment early, will my Auto Pay transaction still process? 
Can I use a credit card for my monthly payment? 
If the primary borrower on the loan isn’t making payments, will the co-signer be affected? 
What happens if the vehicle is repossessed? How does this affect the co-signer? 
Down Payment
What are my options if I can’t afford my down payment? 
When is my down payment due? 
Can I split my down payment into multiple payments? 
Can I use a credit card for my down payment? 
Can I pay more than the required amount for my down payment? 
What is Plaid and how does it work? 
How do I connect to Plaid? 
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