Monthly Payment*

$395/mo

vehicle
vehicle

*Values shown are for illustrative purposes

FINANCING FOR EVERYONE

Get pre-qualified for an auto loan in minutes. No hit to your credit.

We welcome all credit types

From perfect credit to rebuilding credit, everyone deserves access to affordable vehicle financing.

99% approval rate*

All credit situations welcome. Get pre-qualified for an auto loan, even with bad credit, no credit or past bankruptcy.

Affordable vehicles

Explore budget-friendly cars. Choose from vehicles with manageable monthly payments.

Low down payments

Get on the road today without draining your savings.

Shop Vehicles

Unlock real payments that fit your budget

Real Payment$446/mo*

* Values shown are for illustrative purposes

1

Get pre-qualified

Answer a few simple questions and in less than 2 minutes you’re pre-qualified! No hit to your credit.

2

Browse over 30,000 vehicles

Shop with real monthly and down payments to find the perfect fit for your budget.

3

Buy online, get it delivered

We offer home delivery, or you can pick up your vehicle at a Car Vending Machine near you.

Real customers. Real Reviews. Real Happy.

“The whole process was very smooth [from] applying, to selecting the car we wanted. I really liked how clear and accurate the monthly payment would be.”

Brian S.from GA
July 2025

“This is my second purchase and this time I had a trade in that had negative equity. The dealerships shamed me for this, but not Carvana! I received the best offer for my trade...Carvana is a game changer and THE best option to purchase a car.”

Catrice B.from CA
July 2025

“This entire process was so easy and helpful! They let you determine how much you can afford a month and then present vehicles to you in that range. ZERO hassle. All the numbers are there for you to make the right financial decision for yourself!”

Keith K.from TX
January 2024
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Ready to apply?

Join over a million customers who have purchased with Carvana financing.

*Approval rating applies only to customers who meet eligibility requirements, accurately represent their income, and fully and in good faith participate in the underwriting process.

We’re here to help

Have questions about financing your car? We’ve got you covered.